Navigating Currency, Credit Cards, and Money Exchange in Zanzibar: A Traveler's Guide

Currency and Payment Methods in Zanzibar

Overview: Zanzibar, an archipelago off the coast of Tanzania, primarily uses the Tanzanian Shilling (TZS) as its official currency. However, the US Dollar (USD) is also widely accepted, particularly in the tourism sector. This article provides essential information on currency usage and payment methods for visitors to Zanzibar.

Accepted Currencies:

• Tanzanian Shilling (TZS): The official currency for all transactions.
• US Dollar (USD): Accepted widely, especially in tourism-related services. Note that only USD banknotes from 2017 or newer are accepted for cash payments.

Payment Methods:

1. Cash Payments:

   • USD (2017 and newer): Ensure your banknotes are from 2017 or later to avoid any inconvenience.
   • Tanzanian Shillings: Recommended for small purchases and transactions in rural areas.

2. Credit Card Payments:

   • Accepted Cards: Visa and MasterCard are widely accepted in most hotels and larger establishments.
   • Note: While credit cards are convenient, carrying some local currency is advisable for smaller vendors and rural visits.
   
   NOTE: Please note that a 3% credit card surcharge applies at our resorts.

Currency Exchange:

• Locations: Currency can be exchanged at the airport or in Stone Town, where several banks and official forex bureaus are available.
• Recommendation: Exchange a portion of your money into Tanzanian Shillings upon arrival for ease of transactions in local markets and smaller establishments.

Tips for Travelers:

• Always verify the acceptance of USD banknotes before traveling.
• Carry a mix of cash and cards to ensure flexibility in payment options.
• Be prepared for limited card acceptance in rural areas and smaller businesses.

By understanding the currency and payment methods in Zanzibar, visitors can ensure a smooth and enjoyable experience on the island.